Working out doesn't have to mean spending $300 a month for gym fees or equipment. You can do it on your own for less.

Move more for less.
Here are some practical, fun ways you can join the ranks of the physically active without breaking the bank.

Get a leg up.
Getting into shape doesn't mean you have to invest in an expensive treadmill. All it takes is putting one foot in front of the other. Walking or jogging through your neighborhood is just as effective. Plus, it's more natural for your body: Outdoor walking doesn't come with handrails, so it improves your body's ability to balance and stabilize itself.

Walk the dog.
Why pay a trainer to hold your hand when man's best friend is only too willing to do it for free? A dog doesn't complain and will never make excuses about why it can't exercise. And as an added bonus, a dog provides added security while exercising at night.

Take a hike.
Confused by cardio cross-training classes? Luckily, they are not mandatory. Try trail walking; it's a great way to vary the intensity of your cardio routine. The variation in terrain not only changes the cardiovascular workout but also the muscles used, which can offer a more thorough lower-body workout.

Ride yourself fit.
Remember when you were a kid and riding a bike was just what you did—anytime and all the time? Now you're probably paying for spinning classes, stationary bikes or even expensive road and mountain bikes. Instead, pick up a cheap old beater at a yard sale, oil the chain, inflate the tires and you'll be spinning around town for free. (Just be sure to wear a helmet.)

Buddy Up.
Hiring a personal trainer can be a great way to learn safe and effective exercise instruction. Unfortunately, the cost can be prohibitive. Instead of spending $50 or more per session, split the cost with a friend and work out together. Sometimes a good workout partner can be all the motivation you need.

Get creative with weights.
There are lots of ways to firm your muscles. Gallon containers of water weigh about eight pounds; the half-gallons, four. Jars and cans weigh a bit less and can be effective for working the shoulders. Refer to the our workouts for strength-training suggestions.

How much could you save?