Not as good as I imagined. I made a few substitutions....ground chicken and ground Italian chicken sausage & 2 cans pinto beans. We baked this as stated, but the beans were hardly heated through...perhaps I should have heated them first, then mixed in with everything. But the worst part was the tortillas were tough. I know it might change points, but they need to be dipped in broth or lightly "fried" in Pam. The bottom layer was tough as could be. Also, 13 is an odd number of tortillas!